Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$484,720$484,720$539,100
Remaining term (yrs)25.125.130.0
Secondary amount$0$54,380$0
Funding fee$0$0$0
Note rate3.070%3.070%7.400%
Blended rate3.920%4.432%7.640%
1st payment$2,301.03$2,301.03$3,732.62
2nd payment$0.00$407.85$0.00
Taxes / mo$584.00$584.00$584.00
Insurance / mo$166.67$166.67$166.67
MI / mo$383.16$383.16$107.82
HOA / mo$125.00$125.00$125.00
Total monthly$3,559.86$3,967.71$4,716.11
Cash to close$114,280$59,900$59,900