Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$176,693	$176,693	$409,500
Remaining term (yrs)	19.2	19.2	30.0
Secondary amount	$0	$232,807	$0
Funding fee	$883	$883	$0
Note rate	3.940%	3.940%	7.400%
Blended rate	3.940%	6.106%	7.640%
1st payment	$1,089.34	$1,089.34	$2,835.30
2nd payment	$0.00	$1,503.55	$0.00
Taxes / mo	$107.25	$107.25	$107.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$81.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,363.26	$2,866.81	$3,191.11
Cash to close	$278,307	$45,500	$45,500