Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$290,795$290,795$346,500
Remaining term (yrs)24.824.830.0
Secondary amount$0$55,705$0
Funding fee$0$0$0
Note rate2.980%2.980%7.400%
Blended rate3.830%4.661%7.640%
1st payment$1,379.06$1,379.06$2,399.10
2nd payment$0.00$417.79$0.00
Taxes / mo$150.83$150.83$150.83
Insurance / mo$150.00$150.00$150.00
MI / mo$232.29$232.29$69.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,912.18$2,329.97$2,769.23
Cash to close$94,205$38,500$38,500