Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$703,176	$661,500
Remaining term (yrs)	25.9	30.0
Secondary amount	$0	$0
Funding fee	$3,516	$0
Note rate	4.990%	7.400%
Blended rate	4.990%	7.640%
1st payment	$4,027.48	$4,580.09
2nd payment	$0.00	$0.00
Taxes / mo	$220.67	$220.67
Insurance / mo	$216.67	$216.67
MI / mo	$0.00	$132.30
HOA / mo	$70.00	$70.00
Total monthly	$4,534.81	$5,219.73
Cash to close	$31,824	$73,500