Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$379,230	$369,000
Remaining term (yrs)	25.0	30.0
Secondary amount	$0	$0
Funding fee	$1,896	$0
Note rate	2.840%	7.400%
Blended rate	2.840%	7.640%
1st payment	$1,762.92	$2,554.88
2nd payment	$0.00	$0.00
Taxes / mo	$359.92	$359.92
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$73.80
HOA / mo	$0.00	$0.00
Total monthly	$2,272.84	$3,138.60
Cash to close	$30,770	$41,000