Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$474,309$474,309$490,500
Remaining term (yrs)26.926.930.0
Secondary amount$0$43,441$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.360%7.739%7.640%
1st payment$3,203.85$3,203.85$3,396.12
2nd payment$0.00$429.89$0.00
Taxes / mo$204.25$204.25$204.25
Insurance / mo$166.67$166.67$166.67
MI / mo$225.02$225.02$98.10
HOA / mo$0.00$0.00$0.00
Total monthly$3,799.78$4,229.66$3,865.14
Cash to close$70,691$27,250$54,500