Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$324,640$324,640$508,500
Remaining term (yrs)24.924.930.0
Secondary amount$0$183,860$0
Funding fee$0$0$0
Note rate2.980%2.980%7.400%
Blended rate3.830%5.338%7.640%
1st payment$1,536.11$1,536.11$3,520.75
2nd payment$0.00$1,225.73$0.00
Taxes / mo$410.08$410.08$410.08
Insurance / mo$166.67$166.67$166.67
MI / mo$258.74$258.74$101.70
HOA / mo$42.00$42.00$42.00
Total monthly$2,413.60$3,639.33$4,241.20
Cash to close$240,360$56,500$56,500