Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$257,140	$257,140	$387,000
Remaining term (yrs)	23.1	23.1	30.0
Secondary amount	$0	$129,860	$0
Funding fee	$0	$0	$0
Note rate	3.690%	3.690%	7.400%
Blended rate	4.540%	5.701%	7.640%
1st payment	$1,374.18	$1,374.18	$2,679.51
2nd payment	$0.00	$865.73	$0.00
Taxes / mo	$199.83	$199.83	$199.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$211.73	$211.73	$77.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,935.75	$2,801.48	$3,106.74
Cash to close	$172,860	$43,000	$43,000