Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$337,058	$337,058	$435,600
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$98,542	$0
Funding fee	$0	$0	$0
Note rate	4.070%	4.070%	7.400%
Blended rate	4.920%	5.843%	7.640%
1st payment	$1,890.96	$1,890.96	$3,016.01
2nd payment	$0.00	$739.07	$0.00
Taxes / mo	$618.33	$618.33	$618.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$278.20	$278.20	$87.12
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,954.16	$3,693.22	$3,888.13
Cash to close	$146,942	$48,400	$48,400