Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$297,092$297,092$445,500
Remaining term (yrs)23.023.030.0
Secondary amount$0$148,408$0
Funding fee$1,485$1,485$0
Note rate3.770%3.770%7.400%
Blended rate3.770%5.179%7.640%
1st payment$1,607.65$1,607.65$3,084.55
2nd payment$0.00$989.39$0.00
Taxes / mo$297.33$297.33$297.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.10
HOA / mo$41.67$41.67$41.67
Total monthly$2,113.32$3,102.70$3,679.32
Cash to close$197,908$49,500$49,500