Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$792,451$792,451$989,910
Remaining term (yrs)25.825.830.0
Secondary amount$0$197,459$0
Funding fee$3,962$3,962$0
Note rate3.750%3.750%7.400%
Blended rate3.750%4.598%7.640%
1st payment$3,987.43$3,987.43$6,853.94
2nd payment$0.00$1,316.39$0.00
Taxes / mo$869.00$869.00$869.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$197.98
HOA / mo$15.83$15.83$15.83
Total monthly$5,088.93$6,405.32$8,153.42
Cash to close$307,449$109,990$109,990