Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$250,358	$250,358	$301,500
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$51,142	$0
Funding fee	$0	$0	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.950%	4.807%	7.640%
1st payment	$1,184.71	$1,184.71	$2,087.53
2nd payment	$0.00	$383.56	$0.00
Taxes / mo	$153.83	$153.83	$153.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$196.52	$196.52	$60.30
HOA / mo	$340.00	$340.00	$340.00
Total monthly	$2,025.07	$2,408.63	$2,791.66
Cash to close	$84,642	$33,500	$33,500