Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$236,492$236,492$265,500
Remaining term (yrs)24.724.730.0
Secondary amount$0$29,008$0
Funding fee$1,182$1,182$0
Note rate3.060%3.060%7.400%
Blended rate3.060%3.709%7.640%
1st payment$1,133.92$1,133.92$1,838.27
2nd payment$0.00$217.56$0.00
Taxes / mo$95.67$95.67$95.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.10
HOA / mo$135.00$135.00$135.00
Total monthly$1,514.58$1,732.14$2,272.04
Cash to close$58,508$29,500$29,500