Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$79,948	$79,948	$351,000
Remaining term (yrs)	15.6	15.6	30.0
Secondary amount	$0	$271,052	$0
Funding fee	$0	$0	$0
Note rate	3.910%	3.910%	7.400%
Blended rate	4.760%	7.069%	7.640%
1st payment	$567.20	$567.20	$2,430.25
2nd payment	$0.00	$1,750.55	$0.00
Taxes / mo	$196.33	$196.33	$196.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$85.08	$85.08	$70.20
HOA / mo	$580.00	$580.00	$580.00
Total monthly	$1,578.61	$3,329.16	$3,426.79
Cash to close	$310,052	$39,000	$39,000