Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$282,493$282,493$315,000
Remaining term (yrs)25.625.630.0
Secondary amount$0$32,507$0
Funding fee$0$0$0
Note rate4.980%4.980%7.400%
Blended rate5.830%6.157%7.640%
1st payment$1,624.02$1,624.02$2,181.00
2nd payment$0.00$243.81$0.00
Taxes / mo$164.08$164.08$164.08
Insurance / mo$150.00$150.00$150.00
MI / mo$214.78$214.78$63.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,152.88$2,396.69$2,558.08
Cash to close$67,507$35,000$35,000