Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$49,742	$49,742	$180,000
Remaining term (yrs)	16.6	16.6	30.0
Secondary amount	$0	$130,258	$0
Funding fee	$0	$0	$0
Note rate	3.570%	3.570%	7.400%
Blended rate	4.420%	7.011%	7.640%
1st payment	$329.15	$329.15	$1,246.28
2nd payment	$0.00	$868.38	$0.00
Taxes / mo	$125.50	$125.50	$125.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$51.47	$51.47	$36.00
HOA / mo	$295.00	$295.00	$295.00
Total monthly	$951.13	$1,819.51	$1,852.78
Cash to close	$150,258	$20,000	$20,000