Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$341,580	$341,580	$378,000
Remaining term (yrs)	25.8	25.8	30.0
Secondary amount	$0	$36,420	$0
Funding fee	$0	$0	$0
Note rate	5.520%	5.520%	7.400%
Blended rate	6.370%	6.623%	7.640%
1st payment	$2,067.33	$2,067.33	$2,617.20
2nd payment	$0.00	$273.15	$0.00
Taxes / mo	$161.08	$161.08	$161.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$257.34	$257.34	$75.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,635.75	$2,908.89	$3,003.88
Cash to close	$78,420	$42,000	$42,000