Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$209,126	$209,126	$486,000
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$276,874	$0
Funding fee	$0	$0	$0
Note rate	3.470%	3.470%	7.400%
Blended rate	4.320%	6.274%	7.640%
1st payment	$1,080.65	$1,080.65	$3,364.97
2nd payment	$0.00	$1,788.15	$0.00
Taxes / mo	$257.83	$257.83	$257.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$171.10	$171.10	$97.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,676.26	$3,464.40	$3,886.67
Cash to close	$330,874	$54,000	$54,000