Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$246,409$246,409$326,610
Remaining term (yrs)23.523.530.0
Secondary amount$0$80,201$0
Funding fee$0$0$0
Note rate3.450%3.450%7.400%
Blended rate4.300%5.454%7.640%
1st payment$1,270.71$1,270.71$2,261.38
2nd payment$0.00$601.50$0.00
Taxes / mo$201.25$201.25$201.25
Insurance / mo$150.00$150.00$150.00
MI / mo$201.70$201.70$65.32
HOA / mo$380.00$380.00$380.00
Total monthly$2,203.65$2,805.16$3,057.95
Cash to close$116,491$36,290$36,290