Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$373,578	$373,578	$386,910
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$34,827	$0
Funding fee	$0	$0	$0
Note rate	3.170%	3.170%	7.400%
Blended rate	4.020%	4.690%	7.640%
1st payment	$1,828.94	$1,828.94	$2,678.89
2nd payment	$0.00	$344.64	$0.00
Taxes / mo	$444.58	$444.58	$444.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$300.70	$300.70	$77.38
HOA / mo	$111.00	$111.00	$111.00
Total monthly	$2,835.22	$3,179.87	$3,461.85
Cash to close	$56,322	$21,495	$42,990