Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$428,297	$428,297	$521,100
Remaining term (yrs)	23.2	23.2	30.0
Secondary amount	$0	$92,803	$0
Funding fee	$0	$0	$0
Note rate	3.640%	3.640%	7.400%
Blended rate	4.490%	5.293%	7.640%
1st payment	$2,272.27	$2,272.27	$3,607.99
2nd payment	$0.00	$696.02	$0.00
Taxes / mo	$719.83	$719.83	$719.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$352.27	$352.27	$104.22
HOA / mo	$36.33	$36.33	$36.33
Total monthly	$3,547.37	$4,243.39	$4,635.04
Cash to close	$150,703	$57,900	$57,900