Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$496,540	$496,540	$562,500
Remaining term (yrs)	28.1	28.1	30.0
Secondary amount	$0	$65,960	$0
Funding fee	$0	$0	$0
Note rate	0.000%	0.000%	7.400%
Blended rate	0.550%	1.541%	7.640%
1st payment	$1,379.28	$1,379.28	$3,894.64
2nd payment	$0.00	$494.70	$0.00
Taxes / mo	$296.00	$296.00	$296.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$227.58	$227.58	$112.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,069.53	$2,564.23	$4,469.80
Cash to close	$128,460	$62,500	$62,500