Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$122,264$122,264$539,100
Remaining term (yrs)19.619.630.0
Secondary amount$0$416,836$0
Funding fee$611$611$0
Note rate2.970%2.970%7.400%
Blended rate2.970%6.666%7.640%
1st payment$682.51$682.51$3,732.62
2nd payment$0.00$2,692.07$0.00
Taxes / mo$145.50$145.50$145.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.82
HOA / mo$87.50$87.50$87.50
Total monthly$1,082.18$3,774.24$4,240.11
Cash to close$476,736$59,900$59,900