Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$128,861	$128,861	$305,991
Remaining term (yrs)	20.9	20.9	30.0
Secondary amount	$0	$177,130	$0
Funding fee	$0	$0	$0
Note rate	3.820%	3.820%	7.400%
Blended rate	4.670%	6.598%	7.640%
1st payment	$744.36	$744.36	$2,118.62
2nd payment	$0.00	$1,180.87	$0.00
Taxes / mo	$203.75	$203.75	$203.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$112.88	$112.88	$61.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,210.99	$2,391.86	$2,533.57
Cash to close	$211,129	$33,999	$33,999