Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$328,736	$314,550
Remaining term (yrs)	25.3	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	3.070%	7.400%
Blended rate	3.920%	7.640%
1st payment	$1,553.78	$2,177.88
2nd payment	$0.00	$0.00
Taxes / mo	$176.08	$176.08
Insurance / mo	$150.00	$150.00
MI / mo	$258.73	$62.91
HOA / mo	$336.00	$336.00
Total monthly	$2,474.59	$2,902.87
Cash to close	$20,764	$34,950