Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$186,788	$186,788	$252,000
Remaining term (yrs)	23.3	23.3	30.0
Secondary amount	$0	$65,212	$0
Funding fee	$0	$0	$0
Note rate	3.720%	3.720%	7.400%
Blended rate	4.570%	5.716%	7.640%
1st payment	$996.73	$996.73	$1,744.80
2nd payment	$0.00	$489.09	$0.00
Taxes / mo	$79.58	$79.58	$79.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$153.01	$153.01	$50.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,379.32	$1,868.41	$2,024.78
Cash to close	$93,212	$28,000	$28,000