Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$22,403$22,403$233,910
Remaining term (yrs)25.025.030.0
Secondary amount$0$211,507$0
Funding fee$0$0$0
Note rate2.840%2.840%7.400%
Blended rate3.690%7.361%7.640%
1st payment$103.91$103.91$1,619.55
2nd payment$0.00$1,365.98$0.00
Taxes / mo$140.92$140.92$140.92
Insurance / mo$150.00$150.00$150.00
MI / mo$17.82$17.82$46.78
HOA / mo$385.00$385.00$385.00
Total monthly$797.65$2,163.63$2,342.24
Cash to close$237,497$25,990$25,990