Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$651,411	$539,100
Remaining term (yrs)	25.7	30.0
Secondary amount	$0	$0
Funding fee	$3,257	$0
Note rate	4.750%	7.400%
Blended rate	4.750%	7.640%
1st payment	$3,651.53	$3,732.62
2nd payment	$0.00	$0.00
Taxes / mo	$442.17	$442.17
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$107.82
HOA / mo	$50.00	$50.00
Total monthly	$4,310.36	$4,499.27
Cash to close	$0	$59,900