Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$195,011$195,011$450,000
Remaining term (yrs)18.018.030.0
Secondary amount$0$254,989$0
Funding fee$975$975$0
Note rate4.120%4.120%7.400%
Blended rate4.120%6.177%7.640%
1st payment$1,272.16$1,272.16$3,115.71
2nd payment$0.00$1,646.80$0.00
Taxes / mo$535.17$535.17$535.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$90.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,973.99$3,620.79$3,907.54
Cash to close$304,989$50,000$50,000