Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$482,533	$482,533	$512,100
Remaining term (yrs)	26.1	26.1	30.0
Secondary amount	$0	$29,567	$0
Funding fee	$0	$0	$0
Note rate	6.110%	6.110%	7.400%
Blended rate	6.960%	7.078%	7.640%
1st payment	$3,078.57	$3,078.57	$3,545.68
2nd payment	$0.00	$221.75	$0.00
Taxes / mo	$438.92	$438.92	$438.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$359.46	$359.46	$102.42
HOA / mo	$94.00	$94.00	$94.00
Total monthly	$4,137.62	$4,359.37	$4,347.68
Cash to close	$86,467	$56,900	$56,900