Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$341,796$341,796$441,000
Remaining term (yrs)23.523.530.0
Secondary amount$0$99,204$0
Funding fee$0$0$0
Note rate3.470%3.470%7.400%
Blended rate4.320%5.373%7.640%
1st payment$1,770.25$1,770.25$3,053.39
2nd payment$0.00$744.03$0.00
Taxes / mo$608.00$608.00$608.00
Insurance / mo$166.67$166.67$166.67
MI / mo$280.29$280.29$88.20
HOA / mo$65.00$65.00$65.00
Total monthly$2,890.20$3,634.24$3,981.26
Cash to close$148,204$49,000$49,000