Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$609,470	$609,470	$648,000
Remaining term (yrs)	29.1	29.1	30.0
Secondary amount	$0	$38,530	$0
Funding fee	$3,047	$3,047	$0
Note rate	0.000%	0.000%	7.400%
Blended rate	0.000%	0.535%	7.640%
1st payment	$1,692.97	$1,692.97	$4,486.62
2nd payment	$0.00	$288.97	$0.00
Taxes / mo	$486.58	$486.58	$486.58
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$129.60
HOA / mo	$20.00	$20.00	$20.00
Total monthly	$2,416.22	$2,705.20	$5,339.47
Cash to close	$110,530	$72,000	$72,000