Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$420,037	$420,037	$764,100
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$344,063	$0
Funding fee	$2,100	$2,100	$0
Note rate	2.890%	2.890%	7.400%
Blended rate	2.890%	5.078%	7.640%
1st payment	$2,009.49	$2,009.49	$5,290.47
2nd payment	$0.00	$2,222.07	$0.00
Taxes / mo	$573.33	$573.33	$573.33
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$152.82
HOA / mo	$85.00	$85.00	$85.00
Total monthly	$2,884.49	$5,106.56	$6,318.29
Cash to close	$428,963	$84,900	$84,900