Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$542,056$542,056$550,980
Remaining term (yrs)24.524.530.0
Secondary amount$0$39,534$0
Funding fee$2,710$2,710$0
Note rate2.850%2.850%7.400%
Blended rate2.850%3.463%7.640%
1st payment$2,557.82$2,557.82$3,814.87
2nd payment$0.00$391.22$0.00
Taxes / mo$251.17$251.17$251.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$110.20
HOA / mo$36.67$36.67$36.67
Total monthly$3,012.32$3,403.55$4,379.57
Cash to close$70,144$30,610$61,220