Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$250,562	$250,562	$341,550
Remaining term (yrs)	28.5	28.5	30.0
Secondary amount	$0	$90,988	$0
Funding fee	$1,253	$1,253	$0
Note rate	6.640%	6.640%	7.400%
Blended rate	6.640%	7.269%	7.640%
1st payment	$1,632.39	$1,632.39	$2,364.82
2nd payment	$0.00	$682.41	$0.00
Taxes / mo	$185.58	$185.58	$185.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$68.31
HOA / mo	$30.00	$30.00	$30.00
Total monthly	$1,997.97	$2,680.38	$2,798.72
Cash to close	$128,938	$37,950	$37,950