Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$330,410	$330,410	$445,500
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$115,090	$0
Funding fee	$1,652	$1,652	$0
Note rate	3.030%	3.030%	7.400%
Blended rate	3.030%	4.314%	7.640%
1st payment	$1,623.59	$1,623.59	$3,084.55
2nd payment	$0.00	$767.27	$0.00
Taxes / mo	$270.83	$270.83	$270.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,061.09	$2,828.36	$3,611.15
Cash to close	$164,590	$49,500	$49,500