Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$173,214	$173,214	$405,000
Remaining term (yrs)	19.7	19.7	30.0
Secondary amount	$0	$231,786	$0
Funding fee	$866	$866	$0
Note rate	3.600%	3.600%	7.400%
Blended rate	3.600%	5.975%	7.640%
1st payment	$1,019.31	$1,019.31	$2,804.14
2nd payment	$0.00	$1,496.95	$0.00
Taxes / mo	$246.75	$246.75	$246.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$81.00
HOA / mo	$465.00	$465.00	$465.00
Total monthly	$1,881.06	$3,378.02	$3,746.89
Cash to close	$276,786	$45,000	$45,000