Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$214,109$214,109$265,500
Remaining term (yrs)24.224.230.0
Secondary amount$0$51,391$0
Funding fee$0$0$0
Note rate2.770%2.770%7.400%
Blended rate3.620%4.661%7.640%
1st payment$1,008.74$1,008.74$1,838.27
2nd payment$0.00$385.43$0.00
Taxes / mo$134.33$134.33$134.33
Insurance / mo$150.00$150.00$150.00
MI / mo$174.57$174.57$53.10
HOA / mo$385.00$385.00$385.00
Total monthly$1,852.64$2,238.07$2,560.70
Cash to close$80,891$29,500$29,500