Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$302,693$302,693$427,500
Remaining term (yrs)24.024.030.0
Secondary amount$0$124,807$0
Funding fee$1,513$1,513$0
Note rate2.940%2.940%7.400%
Blended rate2.940%4.417%7.640%
1st payment$1,462.81$1,462.81$2,959.92
2nd payment$0.00$832.05$0.00
Taxes / mo$214.33$214.33$214.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$85.50
HOA / mo$29.17$29.17$29.17
Total monthly$1,872.98$2,705.02$3,455.59
Cash to close$172,307$47,500$47,500