Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$889,568	$889,568	$945,000
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$55,432	$0
Funding fee	$4,448	$4,448	$0
Note rate	4.750%	4.750%	7.400%
Blended rate	4.750%	4.999%	7.640%
1st payment	$4,986.54	$4,986.54	$6,542.99
2nd payment	$0.00	$415.74	$0.00
Taxes / mo	$558.75	$558.75	$558.75
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$189.00
HOA / mo	$66.67	$66.67	$66.67
Total monthly	$5,828.62	$6,244.36	$7,574.08
Cash to close	$160,432	$105,000	$105,000