Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$176,501$176,501$242,100
Remaining term (yrs)22.922.930.0
Secondary amount$0$65,599$0
Funding fee$0$0$0
Note rate3.770%3.770%7.400%
Blended rate4.620%5.807%7.640%
1st payment$957.27$957.27$1,676.25
2nd payment$0.00$491.99$0.00
Taxes / mo$131.58$131.58$131.58
Insurance / mo$150.00$150.00$150.00
MI / mo$146.06$146.06$48.42
HOA / mo$390.00$390.00$390.00
Total monthly$1,774.91$2,266.90$2,396.25
Cash to close$92,499$26,900$26,900