Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$399,746	$399,746	$629,910
Remaining term (yrs)	23.8	23.8	30.0
Secondary amount	$0	$230,164	$0
Funding fee	$1,999	$1,999	$0
Note rate	3.160%	3.160%	7.400%
Blended rate	3.160%	4.837%	7.640%
1st payment	$1,986.60	$1,986.60	$4,361.37
2nd payment	$0.00	$1,486.47	$0.00
Taxes / mo	$679.50	$679.50	$679.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$125.98
HOA / mo	$78.00	$78.00	$78.00
Total monthly	$2,910.77	$4,397.24	$5,411.52
Cash to close	$300,154	$69,990	$69,990