Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$199,032	$199,032	$427,500
Remaining term (yrs)	19.7	19.7	30.0
Secondary amount	$0	$228,468	$0
Funding fee	$995	$995	$0
Note rate	2.500%	2.500%	7.400%
Blended rate	2.500%	5.306%	7.640%
1st payment	$1,061.51	$1,061.51	$2,959.92
2nd payment	$0.00	$1,475.53	$0.00
Taxes / mo	$259.75	$259.75	$259.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$85.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,487.92	$2,963.45	$3,471.84
Cash to close	$275,968	$47,500	$47,500