Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$314,856$314,856$360,000
Remaining term (yrs)25.225.230.0
Secondary amount$0$45,144$0
Funding fee$1,574$1,574$0
Note rate3.070%3.070%7.400%
Blended rate3.070%3.814%7.640%
1st payment$1,491.41$1,491.41$2,492.57
2nd payment$0.00$338.58$0.00
Taxes / mo$374.92$374.92$374.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$72.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,016.33$2,354.91$3,089.48
Cash to close$85,144$40,000$40,000