Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$372,837$372,837$616,499
Remaining term (yrs)23.723.730.0
Secondary amount$0$243,662$0
Funding fee$1,864$1,864$0
Note rate3.310%3.310%7.400%
Blended rate3.310%5.065%7.640%
1st payment$1,886.45$1,886.45$4,268.52
2nd payment$0.00$1,573.65$0.00
Taxes / mo$309.08$309.08$309.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$123.30
HOA / mo$140.00$140.00$140.00
Total monthly$2,502.20$4,075.86$5,007.57
Cash to close$312,162$68,500$68,500