Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$364,783$364,783$400,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$35,717$0
Funding fee$1,824$1,824$0
Note rate2.900%2.900%7.400%
Blended rate2.900%3.444%7.640%
1st payment$1,703.21$1,703.21$2,772.98
2nd payment$0.00$267.88$0.00
Taxes / mo$119.17$119.17$119.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,972.38$2,240.26$3,122.25
Cash to close$80,217$44,500$44,500