Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$555,492$555,492$791,550
Remaining term (yrs)23.823.830.0
Secondary amount$0$236,058$0
Funding fee$2,777$2,777$0
Note rate2.990%2.990%7.400%
Blended rate2.990%4.410%7.640%
1st payment$2,711.66$2,711.66$5,480.53
2nd payment$0.00$1,524.54$0.00
Taxes / mo$752.42$752.42$752.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$158.31
HOA / mo$96.00$96.00$96.00
Total monthly$3,776.74$5,301.29$6,703.93
Cash to close$324,008$87,950$87,950