Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$215,345	$215,345	$234,000
Remaining term (yrs)	26.5	26.5	30.0
Secondary amount	$0	$31,655	$0
Funding fee	$1,077	$1,077	$0
Note rate	6.260%	6.260%	7.400%
Blended rate	6.260%	6.980%	7.640%
1st payment	$1,387.20	$1,387.20	$1,620.17
2nd payment	$0.00	$313.25	$0.00
Taxes / mo	$96.17	$96.17	$96.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$46.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,633.36	$1,946.62	$1,913.14
Cash to close	$44,655	$13,000	$26,000