Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$20,651$20,651$161,100
Remaining term (yrs)8.08.030.0
Secondary amount$0$140,449$0
Funding fee$0$0$0
Note rate6.000%6.000%7.400%
Blended rate6.850%7.853%7.640%
1st payment$269.20$269.20$1,115.42
2nd payment$0.00$936.33$0.00
Taxes / mo$117.25$117.25$117.25
Insurance / mo$150.00$150.00$150.00
MI / mo$31.80$31.80$32.22
HOA / mo$325.00$325.00$325.00
Total monthly$893.25$1,829.58$1,739.89
Cash to close$158,349$17,900$17,900