Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$219,176	$219,176	$418,500
Remaining term (yrs)	22.4	22.4	30.0
Secondary amount	$0	$199,324	$0
Funding fee	$0	$0	$0
Note rate	4.460%	4.460%	7.400%
Blended rate	5.310%	6.591%	7.640%
1st payment	$1,287.46	$1,287.46	$2,897.61
2nd payment	$0.00	$1,328.83	$0.00
Taxes / mo	$172.42	$172.42	$172.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$180.83	$180.83	$83.70
HOA / mo	$10.00	$10.00	$10.00
Total monthly	$1,817.37	$3,146.20	$3,330.39
Cash to close	$245,824	$46,500	$46,500